Give me a break

Tuesday morning 8 am and I am about halfway through my 40 minute drive to work. Stopped on the highway because 2 cars ahead of me one is making a left hand turn. I glance in my rearview mirror while I am waiting and I see this rather large truck type SUV barreling towards me doing at least 50mph and I see no attempt at him slowing down. OK so I brace for impact and put all of my weight on the brake because I don't want to hit the car in front of me. Unfortunately the truck that hit me is going so fast it pushes me into him anyway.

So then I had my first ride as a passenger in the back of an ambulance. 5 hr later in the ED I find I have no broken bones, just strains, sprains and contusions. But my poor car, thats another story. Only 24,000 miles on the beauty and it is very badly damaged. Now dealing with the insurance companies. I was clearly not at fault but my car suffered the most damage. My insurance company I thought was supposed to act as my advocate. The adjuster wanted to claim it totaled without even looking at it. I said no way. I did not want to have to buy a new car if I don't have too. After all this poor baby is paid for and should have had a lot of miles left in her. But Mr insurance man says they will do what is least expensive for them. So then I ask well aren't you getting reimbursed from the crazy man's insurance, after all he was cited and should be responsible? He says yes but he was still ready to total it without seeing it. Wanted to take it to a salvage yard because the place it was towed to is charging storage. I say no friggen way. I want an estimate of damage first. And not once does he ask how I am.

Then while I am still in the ED Allstate, the crazy mans insurance starts calling me wanting my statement. When I get to speak with him he was very rude and also didn't ask how I was. I don't think that was very smart on his part. You would think he of all people would want to know what injuries I had. Maybe its just the way they do things here. All I know is back home if your car is hit in a parking lot and you call your insurance company the first thing they ask is if you were hurt!